Why you should order an appraisal

Thousands of people in Washington purchase, sell or refinance their home every month. A lot of these transactions have a simple line item for an appraisal. Almost all lenders still call for a local expert because the stakes are very high, even though there are a budding number of automated home valuation systems that might appear more prudent than an appraisal. But is getting a mortgage the only reason to get an appraisal? Are there additional situations when the services of a certified, independent real estate professional might be beneficial? You bet.


	For real estate appraisals in Everett and Snohomish County, it's easiest when your order online from TnT Appraisal Serivces, just click here.

Challenge your tax assessment in Snohomish County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from TnT Appraisal Serivces is your best evidence. We're qualified to assist you in disputing your tax assessment.

Let TnT Appraisal Serivces help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance policy that almost all lenders ask homebuyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the home. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to remove the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

TnT Appraisal Serivces will produce a statement regarding the value of your home, and the cost of the appraisal can usually be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from TnT Appraisal Serivces

A divorce is often complicated by the troublesome decision of who keeps the house, and it can be an especially heartbreaking occurrence for both parties. So both parties are fully aware of the true market value of their house, it's a good idea to order an appraisal from TnT Appraisal Serivces, regardless of the situation.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the precise value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocating to or from Snohomish County?

We know the stress associated with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information about any new sales or listings in their neighborhood that they want considered during our intensive process.

Let TnT Appraisal Serivces assist you in selling your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are derived from our efforts to finish the appraisal report and and aren't related to the sales price.

On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.